FOR INSURERS

Security ratings tell breach risk. Privaini tells lawsuit risk.

Both drive cyber claims, and privacy litigation is the fastest-growing driver. See it at submission, and monitor it across your whole portfolio.

PORTFOLIO SIGNALbook-of-business
Applicant privacy posture⚠ Elevated
VPPA exposure⚠ 3 policyholders
Consent-flow gaps⚠ Review
Jurisdictions monitored✓ 42
Portfolio risk68%
HOW INSURERS USE IT

From application to claims, at every stage.

The same outside-in assessment improves underwriting accuracy, portfolio monitoring, and claims validation.

Application-time
Outside-in privacy posture at submission. See what the applicant won’t self-report, before you bind.
Portfolio monitoring
Continuous outside-in monitoring across your book. Identify drift and emerging exposure between renewals.
Claims validation
Observable behavior at claim time. Verify what the insured’s posture actually was when the incident occurred.

Privacy is now the dominant cyber claims driver.

It was always observable from the outside. Now it’s priced into every claim.

65%
of large cyber claims driven by privacy elements
Allianz 2024 →
32%
Of third-party cyber claims triggered by privacy
Chubb 2024 →
$11.5M
Average BIPA & VPPA settlement
Settlements →
$7B+
in global privacy fines and settlements since 2020
Enforcement →

See it in action.

Bakkt: compliance at scale
Automated privacy compliance across 22 jurisdictions for a NYSE-listed fintech.
Read the story →
Healthcare: hidden tracking exposure
A top-10 US health system’s patient portals were leaking to trackers: VPPA, HIPAA, wiretapping.
Read the use case →
Education: FERPA & children’s privacy
A national edtech platform closed COPPA and FERPA gaps across millions of students.
Read the use case →
Risk Aggregator: insurers & brokers
How a cyber insurer/broker assesses privacy risk across an entire book: pricing it at submission, monitoring at renewal, and mitigating before claims.
Read the use case →

Your exposure is already visible. See it before they do.

No sales pitch. No questionnaires. No IT lift. From your domain to findings in about 30 minutes.

No generic alerts · No installation · Domain name only · Results in about 30 min

Map each policyholder’s exposure across every applicable law.

VPPA
$11.5M average settlement
Video content on any policyholder site creates exposure, observable from the outside.
See VPPA exposure →
CCPA / CPRA
$7,500 per intentional violation
Data-broker activity, consent flows, and opt-out failures: the highest-frequency enforcement.
See CCPA / CPRA exposure →
BIPA
$5,000 per violation: strict liability
No breach, no harm required. Biometric collection alone triggers liability.
See BIPA exposure →
GDPR
€20M or 4% of global revenue
EU-headquartered policyholders, or US companies with EU-facing data.
See GDPR exposure →

Privaini maps each policyholder’s exposure across all applicable regulations, from one assessment.

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